We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.







Jeff is a true professional who has worked with me in the loan process. He's willing to go the extra mile to ensure his clients get a loan that suits them. I appreciate the work he has done and look forward to working with him in the future!

Jenifer J.

Encinitas CA



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If you are looking for a honest man that loves the Lord this is the man. He not only shows it it is personal and family life but it comes along into his business life, wonderful man to do business with.

Roger H.

Encinitas CA

I can't say enough great things about Jeff!! While working in my transactions with him is where I really truly got to see what he is all about and Jeff sets the standard for what every loan officer needs to exude to create the type of amazing experience that he gives from beginning to end along the process for his clients. He was joyful to work with and his clients absolutely loved him, he goes above and beyond not only for the loan but to make sure everything for his clients is taken care of on the escrow side as well, which is not normal for loan officers to do, he gets 10000 stars in my book ;-) Needless to say he absolutely wowed me and met and exceeded my exceptions of a loan officer, which is really high, because it is so so important to have the best loan officer by your side. He is trustworthy and does his due-diligence and to top it off he is enjoyable to work with throughout the transaction! He is not only incredible at what he does but more importantly he cares so so much about his clients and really gives his whole heart, which is what I cherish and appreciate the most!

Courtney C.

Encinitas CA

Exceptional!! If I was only able to use one word to describe my experience with Jeff Cooper and his team, that would be the word I would use. Jeff goes above and beyond to help. Any questions are responded to very quickly and in a way that makes you completely understand. More importantly, Jeff and his team make you a priority and not just a number. He is professional, dedicated, and just fantastic to deal with. So, if you are looking for someone to help with your financing needs, look no further...Jeff Cooper is the one!

Bob P.

Encinitas CA

Attentive and easy to communicate with. Makes you feel at ease with the loan process.

Andrew P.

Andrew P. CA


About Us

At Jeff Cooper Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-

mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.